Best 10 Loan Apps in Uganda (Updated 2024)

This article will give you a list of the best 10 loan apps you can get fast and easy loans from in Uganda, plus it wouldn’t require you to go to the bank and face queues or cashiers. This list curates the most trusted services, quality customer representatives, and trustworthy platforms.

Most of us don’t desire it, no one wants to be in the state where you need money urgently and you check your account and other places you keep funds and there’s nothing, at least not enough to meet up that urgent need, the lack can be a nightmare, especially for those of us with incredible responsibility, but sadly this reality comes not often, but at some point, in life and you will need urgent funds to pull through.

Starting a business, funding the idea, and getting funds enough for running costs can be very exhausting financially, and sometimes we do want this easy way out. Well, if you are in this phase a loan might just be right to get things back on track.

FairCredit - Reliable Loan App
FairCredit offers loans from UGX 80,000 to UGX 700,000 with terms of 91 to 365 days. The APR ranges from 7% to 180%.
Example: If you borrow UGX 180,000 for 120 days at 180% APR, the total service fee will be UGX 108,000, making the total amount to repay UGX 288,000.

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iSente - Safe and Reliable Loan
iSente provides loans from UGX 90,000 to UGX 600,000 for 90 to 365 days with an APR between 12% and 50%.
To apply, you need to be a Ugandan citizen aged 20 to 60, and at least 18 years old.
Example: Borrow UGX 160,000 for 180 days at 50% APR, and the total service fee will be UGX 40,000. The total amount to repay is UGX 200,000.

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OKLoan - Personal Online Loan
OKLoan offers loans between UGX 60,000 and UGX 800,000 for 91 to 365 days with an APR of 16% to 45%.
Example: If you borrow UGX 100,000 for 91 days at 25% interest, the total repayment is UGX 125,000.

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ManguCash - Instant Loan Online
ManguCash offers loans from UGX 60,000 to UGX 400,000 for 91 to 365 days with an APR of 15% to 52%.
Example: Borrow UGX 160,000 for 180 days at 50% APR. The total fee is UGX 40,000, and the total repayment is UGX 200,000.

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FlyPesa - Instant Loan Online
FlyPesa offers loans from UGX 60,000 to UGX 1,000,000 for 91 to 365 days with an APR of 16% to 32%.
Example: Borrow UGX 20,000 for 365 days at 32% APR. The total repayment is UGX 26,400.

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Kasente - Instant Mobile Loan
Kasente offers loans from UGX 30,000 to UGX 1,000,000 for 91 to 365 days with an APR of 25% to 250%.
Example: Borrow UGX 200,000 for 120 days at 33% interest. The total repayment is UGX 266,000.

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Cash Base - Flash Loan
Cash Base offers loans between UGX 50,000 and UGX 1,000,000 for 91 to 365 days with an APR of 15% to 120%.
Example: Borrow UGX 50,000 for 91 days at 30% interest. The total repayment is UGX 65,000.

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Ucredit
Ucredit offers loans from UGX 100,000 to UGX 500,000 for 91 to 365 days with an APR of 12% to 24%.
Example: Borrow UGX 100,000 for 365 days at 20% APR. The total repayment is UGX 120,000.

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SweetLoan - Instant Loan in Uganda
SweetLoan offers loans from UGX 90,000 to UGX 600,000 for 90 to 365 days with an APR of 12% to 50%.
Example: Borrow UGX 160,000 for 180 days at 50% APR. The total repayment is UGX 200,000.

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OneLoan - Online Loan App
OneLoan offers loans between UGX 100,000 and UGX 500,000 for 91 to 365 days with an APR of 12% to 30%.
Example: Borrow UGX 100,000 for 91 days at 13.6% APR. The total repayment is UGX 113,600.